. Comments on: 28 Ways to Save on Anything – Credit Card Interest https://savingtowardabetterlife.com/2011/02/28-ways-to-save-on-anything-credit-card-interest/ Saving Toward A Better Life ...one coupon at a time Mon, 21 Feb 2011 01:00:19 +0000 hourly 1 https://wordpress.org/?v=6.8.3 By: Tabitha https://savingtowardabetterlife.com/2011/02/28-ways-to-save-on-anything-credit-card-interest/#comment-1372 Mon, 21 Feb 2011 01:00:19 +0000 http://savingtowardabetterlife.com/2011/02/28-ways-to-save-on-anything-credit-card-interest/#comment-1372 Elizabeth, that's awesome! I've thought about looking into that, just haven't had time to stop by the bank to talk to the loan guy about it.

Congrats on getting out of debt!

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By: Elizabeth https://savingtowardabetterlife.com/2011/02/28-ways-to-save-on-anything-credit-card-interest/#comment-1371 Sun, 20 Feb 2011 21:57:15 +0000 http://savingtowardabetterlife.com/2011/02/28-ways-to-save-on-anything-credit-card-interest/#comment-1371 We did just what you are saying. We transferred a higher balance to a low-interest card with a 0% interest for so many months, then worked to pay that one off. We always concentrated on the lowest balance first, so it would actually seem like we were getting somewhere. It was still taking us forever, so we ended up getting a loan from the bank, using that to pay off ALL the credit cards, and giving us a set payment each month for 36 months. Wells Fargo had a webpage where you could go online, type in how much your loan was and for how many years, and it gave a pretty close estimate for your monthly payment. While we would have liked to only do a 2 year loan, the payments would be iffy for us to make every month, and there was no penalty in paying it off early, so we stuck with the 3 year, but paid over and above what we could each month. Amazingly, with God's provision, we paid off the 3 year loan in 11 months!

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